Fraud Data Analyst | SQL & Digital Payments (Zelle / BillPay)

Job Title: Fraud Data Analyst | SQL & Digital Payments (Zelle / BillPay)

Location: Milwaukee, WI

Work Arrangement: Remote

Employment Type: Contract

Contract Duration: 6+ months

Hourly Rate: $37.75/hr. on W2 OR $45.80/hr. on C2C

Domain: Financial Services / Digital Payments & Fraud Analytics

Application Deadline: August 22, 2026

No. of Opening: Five

SKILLS REQUIRED

Primary (Must-Have):

✔️10+ years of total experience with a strong background in data analysis, fraud analytics, or business analysis

✔️Hands-on proficiency with SQL for writing complex queries, data extraction, and trend analysis

✔️Advanced Microsoft Excel expertise for deep-dive data manipulation, modeling, and performance metrics reporting

✔️Proven experience in developing, testing, and optimizing transaction monitoring rules across enterprise fraud systems

✔️Strong expertise in fraud strategy management, data-driven risk mitigation, and performance analysis

Secondary (Good to Have)

✔️Direct experience with digital payment products and frameworks (such as Zelle, BillPay, or real-time payment networks)

✔️Hands-on programming experience in Python for data analytics, automation, and predictive modeling

✔️Demonstrated ability to drive continuous process improvements and optimize risk strategy workflows

✔️Experience developing executive-level performance dashboards, automated reports, and ad-hoc data summaries

✔️Excellent written and verbal communication skills with a proven track record of working independently in a remote setting

POSITION OVERVIEW

✔️We are seeking an experienced Senior Fraud Analyst / Business Analyst to drive data analytics, rule development, and risk mitigation strategies for digital payment platforms.

✔️Operating in a remote setup based out of Milwaukee, WI, this position focuses directly on preventing fraud across core digital payment networks (including Zelle and Bill Pay).

✔️The role is responsible for analyzing complex data trends, writing transaction monitoring rules, and benchmarking rule performance across distinct fraud management engines.

✔️You will collaborate with cross-functional teams to maintain existing fraud mitigation controls while designing and deploying next-generation prevention strategies.

✔️This position is critical for continuously improving operational processes and delivering high-visibility performance and ad-hoc analytics to management.

ROLES & RESPONSIBILITIES

✔️Perform in-depth data and trend analysis to detect emerging fraud patterns across high-volume digital payment transactions.

✔️Design, program, and deploy fraud strategy rules within two distinct fraud systems, systematically benchmarking and comparing performance metrics.

✔️Maintain existing fraud prevention rules and actively contribute to the architecting of scalable, innovative fraud mitigation strategies.

✔️Identify operational bottlenecks and execute data-driven process improvements across risk management workflows.

✔️Build, automate, and maintain core team reporting structures while delivering timely ad-hoc data analysis to executive stakeholders.

BENEFITS

Medical | Dental | Vision | 401(k)

EEOC COMPLIANCE

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment.

DISCLAIMER

AI Usage Policy: Pacer Group uses AI to assist in screening applications. Final hiring decisions are made by human recruiters based on qualifications and experience.